Terms of Service

Welcome to WIMM. By using our service, you agree to these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By creating an account and using WIMM, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use our service.

2. Use of Service

  • WIMM is a personal finance tracking application
  • You must provide accurate information when creating transactions
  • Manual data entry only - no automated bank imports in MVP
  • You are responsible for maintaining the security of your account

3. Account Responsibilities

  • You must be at least 18 years old to use WIMM
  • You must provide a valid email address
  • You are responsible for keeping your password secure
  • You agree not to share your account with others
  • You are responsible for all activity under your account

4. Prohibited Activities

  • Using the service for fraudulent or illegal purposes
  • Attempting to gain unauthorized access to our systems
  • Uploading malicious code or viruses
  • Abusing or harassing other users or support staff
  • Scraping or automated data collection

5. Data Usage and Privacy

Your use of WIMM is also governed by our Privacy Policy. We store your financial transaction data securely and use it solely to provide the service. We do not sell your data to third parties.

6. Service Availability

We provide WIMM on an "AS IS" and "AS AVAILABLE" basis. We do not guarantee uninterrupted access and may perform maintenance that temporarily restricts access.

7. Limitation of Liability

  • WIMM is provided WITHOUT WARRANTY of any kind
  • We are not liable for data loss beyond reasonable backup efforts
  • We are not responsible for financial decisions you make based on data in WIMM
  • You use WIMM at your own risk

8. Account Termination

  • You may delete your account at any time from the settings page
  • We may terminate accounts that violate these terms
  • Upon termination, all your data will be permanently deleted

9. Changes to Terms

We may update these Terms of Service from time to time. We will notify you of significant changes via email. Your continued use of WIMM after changes constitutes acceptance of the new terms.

10. Governing Law

These terms are governed by the laws of the jurisdiction in which WIMM operates, without regard to conflict of law principles.

11. Contact Information

For questions about these Terms of Service, please contact us at [email protected]

Last updated: January 2026